When you are buying a car, there are multiple factors to consider. From make and model to miles per gallon and more, the process of figuring out which vehicle to purchase can be stressful. However, throwing finances into the equation can make it even more overwhelming. Fortunately, … [Read more...] about How Much Should Your Car Payment Be?
There are as many ways to pay off debt as there are to live, and everyone seems to have their favorite way to do it.
When you’re trying to become debt-free, knowing your options is as important as knowing which one will best fit your lifestyle and personal preferences. Instead of proclaiming one method as superior to the others, we share tips to pay off credit cards, eliminate student loans, and achieve financial freedom from multiple perspectives. Get started here.
We all face challenging financial circumstances from time to time. Whether it's mountains of debt, or having no emergency fund to manage a crisis, difficult times cause stress. Many Americans can relate. In fact, LendingClub found that, as of the end of 2021, over 60 percent of Americans live … [Read more...] about What if I Can’t Pay My Bills This Month?
I remember the trip to Target like it was yesterday. My wife and I were trying to decide between dental floss and aluminum foil. As newlyweds who were still paying off my debt, we had no breathing room. We were not the picture of financial stability. Being financially stable means one thing – … [Read more...] about 33 Signs You’re Financially Stable
If you’re like many people, you may not always have adequate funds to make a purchase. This could cause you to either use a credit card and risk ensuing debt or delay the purchase until you have the necessary cash. However, a financial tool with growing popularity eliminates that problem. Buy … [Read more...] about Hidden Dangers of Buy Now, Pay Later Apps
Unsecured loans can be useful when it comes to eliminating your debt. While the best personal loans vary, they all help you pay off debt faster. This helps you achieve financial freedom and live the life you want sooner. There are numerous options to consider when looking for low-interest loans. … [Read more...] about 7 Best Unsecured Loans to Consolidate Debt
We're a nation that loves debt. According to CNBC, the average American has $26,000 in debt (not including their mortgage). High-interest debt can be suffocating and prevent you from reaching your financial goals. If you're underwater, financial freedom feels like it will take too long to … [Read more...] about 10 Proven Ways to Pay off Debt Faster This Year
Bad credit makes life difficult since you might pay higher interest rates and insurance prices. You may even have a harder time getting a job. Luckily, credit repair companies can help fix your credit if you don't have time to do it yourself. These services can negotiate with debt collectors on … [Read more...] about 5 Best Credit Repair Companies to Fix Your Credit [2022 Update]
We’re about a month into our new normal with coronavirus. The pandemic is seemingly impacting most people in many ways, most notably financially. One area affecting many people right now is rent and/mortgage payments. Those bills are due and many people aren’t sure how to pay them right … [Read more...] about Coronavirus Mortgage and Rent Relief: What Help is Available?
Being in debt makes it hard to pay your other bills. Refinancing your loans for a lower interest rate is an easy way to get out of debt sooner. Credible is one of the quickest ways to find the lowest rate and monthly payment by comparing multiple lenders. Lower interest rates can also mean a … [Read more...] about Credible Review: Easily Refinance Student Loans
Before I began paying off my debt, I was constantly reminded of one thing – I was stuck in a vicious cycle. No sooner did breathing room appear than it would vanish into thin air. Payday came and went, and all my money was gone. If you feel the same way, it is possible to get your finances back on … [Read more...] about 25 Ways to Get Your Finances Back on Track Right Now
Have you ever paid off a credit card only to see your credit score go down? You’re not alone. Credit scores aren’t perfect but when we see our credit score go down for no reason, it causes stress for most people. After all, it's not usually good to see your credit score drop. Wanting to have a … [Read more...] about Why Did My Credit Score Drop Suddenly?
At the beginning of the year, many have the same goal – to pay off debt. One of the fastest ways to kill debt is to lower your interest rate on your credit card, or other consumer debt. Reducing your interest rate can slash years off your debt repayment journey, allowing you to reach freedom … [Read more...] about 5 Ways to Lower Your Interest Rate and Kill Debt for Good