If your family’s ACA premium has jumped again this year, you’re not imagining it, and you’re not alone in looking at alternatives. Health sharing plans have moved from a faith-based niche into a mainstream budgeting conversation. But before you switch, it’s worth understanding exactly what you’re trading away, not just what you’re saving. What Is...

The post Health Sharing vs. Traditional Health Insurance: Which Is Right for You? appeared first on Better Finance Info.

The Federal Reserve moved off the sidelines on Wednesday, raising its benchmark lending rate for the first time since 2023 as policymakers grow increasingly uneasy about inflation that won’t budge, much of it tied to climbing energy costs. By a unanimous 12-0 vote, the central bank’s rate-setting committee lifted the federal funds rate a quarter...

The post Fed Breaks Three-Year Pause, Raises Rates a Quarter Point as Inflation Refuses to Cool appeared first on Better Finance Info.

When you sign up for a 401(k) at work, there is a good chance that a target date fund shows up near the top of the investment options list. They are simple, widely available, and often the default choice for new investors. But simple does not always mean the best option for your situation. In...

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If you have ever looked at your 401(k) options or browsed a brokerage account, you have almost certainly seen mutual funds on the list. They are one of the most widely used investment vehicles in the country, and for good reason. But not all mutual funds are built the same, and understanding the differences can...

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If the idea of putting money into the stock market makes you nervous, you are not alone. A lot of people hold back because they are afraid of buying at the wrong time.  Dollar cost averaging is a strategy that takes that worry off the table. Instead of trying to time the market perfectly, you...

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Debbie is a debt payoff app built around a truth most people already understand but rarely see addressed in finance tools: paying off debt is not just about numbers, it is about behavior. And if behavior is the real challenge, motivation matters more than spreadsheets. That is where Debbie stands out. Most personal finance apps...

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Managing money as a household is harder than it looks. Most people use a regular checking account at a big bank, then juggle a separate budgeting app, maybe a savings account somewhere else, and possibly a kids’ debit card on top of that. It’s a lot to keep track of. Crew is a fintech app...

The post Crew Review: High-Yield Checking With Built-In Budgeting for Families appeared first on Better Finance Info.

This article is brought to you by our sponsor, T-Mobile. We only partner with brands of the highest quality that we believe are a good fit for our audience. It wasn’t too long ago that you typically had to pay top dollar for reliable cell phone coverage in both urban and rural areas. In an...

The post How to Cut Your Cell Phone Bill by $1,100 a Year (Without Sacrificing Coverage) appeared first on Better Finance Info.

This article is brought to you by our sponsor, T-Mobile. We only partner with brands of the highest quality and that we believe are a good fit for our audience. Family phone plans differ widely across many aspects, including cost, network reliability, and ongoing benefits such as mobile hotspot or complimentary streaming. Like many multi-line...

The post What Every Family Should Compare Before Switching Cell Phone Companies appeared first on Better Finance Info.

Managing your money isn’t just about earning more. It’s also about stopping unnecessary losses. In today’s digital economy, recurring subscription charges (streaming services, premium apps, trials, memberships) quietly drain money each month. Most people spend hundreds, or even thousands, annually on services they don’t use. Subscription manager apps help you see recurring charges, track billing cycles, and cancel those...

The post 6 Best Subscription Management Apps (To Cancel Recurring Transactions) appeared first on Better Finance Info.