By: Charity Nguyen
In reply to <a href="https://wellkeptwallet.com/the-dave-ramseys-baby-steps/#comment-67646">Omega</a>.
I also have student loans ($32k), as well as several credit cards and other house loans, and car loans for myself and husband(its like ~$80k total). this debt isn't even including our mortgage loan. i guess for step 2 i am just a little lost, how can i pay off all this debt in just 7 years and also have all this savings?